** List of contents of this article: 1. Can Tongfang Global Du Lai Insurance be refunded? 2. How about Haikang "Du Lai Bao" endowment insurance? 3. Hikvision 4. What are the advantages and disadvantages of the Dulai Insurance (Type B) insurance product plan? Is there an age limit for applying for insurance? 5. What is Dulaibao Endowment Insurance? 6. The money paid by Dulaibao can really be refunded Can Tongfang Global Insurance be withdrawn? 1. Can be withdrawn. Tongfang Global Life Tongyou e Life Whole Life Critical Illness Insurance is critical illness insurance. Consumers can purchase insurance and withdraw the insurance according to actual needs and economic conditions. 2. The surrender ratio is generally around 70%. The policyholder can unilaterally terminate the insurance contract during the hesitation period, that is, the policyholder can withdraw the insurance at any time and terminate the contract. Requirements and procedures for surrendering the policy: The qualified person applying for surrendering the policy is the policyholder. 3. Hello, surrender is the right of every policyholder. After purchasing the insurance, the policyholder can apply for surrender at any time. Whether you can withdraw online depends on the insurance company's own regulations. You can contact the salesperson at that time or call the customer service number of Tongfang Global for consultation, and follow the customer service prompts to cancel the insurance. 4. During the period, the insured can unilaterally terminate the insurance contract, that is, the insured can withdraw the insurance and terminate the contract at any time. _Tongfang Global Life Insurance Co., Ltd. was incorporated on April 16, 2003 with a registered capital of 2.4 billion yuan. 5. MetLife Duobao endowment insurance can be withdrawn within the hesitation period: insurance contracts usually have a hesitation period of 10-15 days. If the policy is withdrawn within the hesitation period, the premium can be almost fully refunded. 6. Before surrendering the insurance, we can call the customer service number of the insurance company first, submit the application for surrendering the insurance with the customer service, and at the same time consult clearly what materials are required for surrendering the insurance. How about Haikang's "Du Lai Bao" endowment insurance and additional Du Lai Bao endowment insurance? All of them are covered. A total of 200,000 yuan has been paid for Du Lai Bao. However, when Xiao Li was 60 years old, there were no accidents. , if you are still alive in this world, in this case, the insured can get 200,000 yuan of full-term insurance money. Haikang Life Insurance-Dulaibao Endowment Insurance (Returnable Accident Insurance) ★Life accident, double protection, extra peace of mind Whether death or total disability is caused by illness or accident, the insured has a high amount of protection. Hello, both products have their own advantages and disadvantages. There is no good or bad insurance product itself. The key lies in whether the product meets your actual needs. At present, there are as many as 15 insurance company products, and you can compare the products to choose the insurance that suits you. In 2008, the endowment insurance "Dulaibao" developed by Haikang Life Insurance Co., Ltd. provides customers with comprehensive and considerate protection with its unique accident protection and maturity refund. Generally, there is no compensation, because the insurance requires the insured to abide by the laws and regulations. Generally, those who are injured by cycling may not be strictly investigated. You can say that you tripped while walking. The death compensation is so high, and the investigation is very strict. . First of all, you have to be legal, and the insurance company will pay according to law. Let’s analyze how Haikang Life Insurance surrenders the policy: First of all, the purpose of the receipt is to prove that the policyholder has received the policy certificate. The insurance company determines the starting time of the hesitation period according to the signing time of the return receipt. If you surrender the policy within the hesitation period, you can get a full refund. Therefore, if the receipt is not signed by you, it proves that you have not received the policy. If the insurance company you are applying for has an official website, then you can register your account on the official website, and then bind the account to your insurance, so that you can check your policy number. I always feel that there is not much comparison between putting money in an insurance company and a bank, even if you are a savings type of insurance. What's more, if you take it out now, it is a surrender of the insurance, and it will not reach 16,800 yuan, which is very uneconomical. For example, the guaranteed minimum interest rate of Ping An Insurance and AIA is 75%, and the guaranteed minimum interest rate of Allianz Volkswagen and Haikang Insurance is 5%, but the actual rate of return is generally higher than the guaranteed rate. Each insurance company will announce the actual rate of return of the month every month. Its level depends on the investment capacity of each company. Haikang Life Insurance-Dulaibao Endowment Insurance (Returnable Accident Insurance) ★Life accident, double protection, extra peace of mind Whether death or total disability is caused by illness or accident, the insured has a high amount of protection. What are the advantages and disadvantages of Dulaibao (Type B) insurance product plan? Is there any age limit for insured? 1. The insurance requirements for Taiping Welfare Health Type B whole life insurance (dividend type) are not very high. This product is 28 days old -The 65-year-old group provides the opportunity to purchase insurance, and the corresponding insurance period is lifelong. In terms of payment period, there are several choices of payment period, payment until the age of 55/60, or payment in 10/15/20 years. 2. In terms of compensation intensity, the critical illness of Sunshine Insurance Type B critical illness insurance pays 100% of the basic insured amount, the maximum value of paid premiums and cash value. 3. Generally speaking, the price-performance ratio of AIA Abundant Life Type B annuity insurance is quite high. It includes death insurance benefits, public transportation accident total disability insurance benefits, annuities and maturity benefits, and the protection content is relatively rich comprehensive. In addition, it also provides other practical benefits such as policy loan and automatic premium payment. What is Dulaibao Endowment Insurance? 1. Endowment insurance, also known as life-and-death endowment insurance, has the functions of life insurance and survival insurance. If the insured dies within the agreed time limit, compensation will be paid Death benefits; if the insured is still alive after the expiration of the term, then life benefits can be obtained. 2. Endowment insurance is also called "life and death insurance", which means life insurance plus death insurance, but because the name is not very nice, we generally call it endowment insurance. Endowment insurance features Endowment insurance has two functions of "saving" and "guarantee", which is not only a kind of asset reserve but also a risk protection. 3. Endowment insurance, also known as life-and-death joint insurance, is death insurance plus survival insurance. Simply put, endowment insurance means that you will lose money if you die (and meet the compensation standard), and if you don’t die, you will pay the maturity payment when the insurance expires. Return it to you. 4. Hello, Haikang "Dulaibao" endowment insurance, this product is endowment insurance, the coverage covers accidental death and total disability protection, non-accidental death and total disability protection, and maturity insurance premiums. It is a refundable accident insurance product. It is suitable for purchase by healthy people aged 18-55 who have needs for accidents and diseases. Can the money paid by Dulaibao really be refunded? 1. Tongfang Global Dulaiguarantee can be withdrawn. The product has a 10-day hesitation period, and the full amount will be refunded within the hesitation period. The cash value of the product will be refunded after the hesitation period. 2. The surrender ratio is generally around 70%. The policyholder can unilaterally terminate the insurance contract during the hesitation period, that is, the policyholder can withdraw the insurance at any time and terminate the contract. Requirements and procedures for surrendering the policy: The qualified person applying for surrendering the policy is the policyholder. 3. The insurance you just bought can be refunded, but what the consumer loses is the cost of the insurance contract, and there is no loss for other costs. For the cargo transportation insurance contract and the transportation agency voyage insurance contract, after the insurance liability begins, the consumer cannot cancel the contract. 4. Generally speaking, the social insurance premiums that have already been paid cannot be applied for refund. However, if you meet the five special circumstances stipulated by the law, such as repeated insurance participation, early retirement, military discharge, change of nationality, death, etc., you can return the part you paid in your personal account. 5. In principle, social insurance cannot be refunded, but there are a few special circumstances that can be refunded: repeated payment of social insurance. Due to job changes, social insurance has been paid in different places. At this time, the personal part of the repeated payment can be withdrawn.
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